Exam factLicense cost
As ofOctober 8, 2026
How much does a P&C license cost?
A P&C license costs at least two fees, both set by your state: the exam fee paid to the testing vendor ($38 to $92 per exam in the states we checked) and the license or application fee paid to the state ($10 per line in Ohio up to $188 in California). Fingerprinting, pre-licensing education and any retake come on top (sources below, checked October 8, 2026).
New Jersey's PSI exam fee is $38 (PSI New Jersey bulletin), and Illinois charges $92 per exam, a figure that includes a $50 Illinois administrative fee. Both states test Property and Casualty separately, so a full P&C license there means more than one exam fee.
Source: Pearson VUE Illinois insurance candidate handbook · checked October 8, 2026
Four bills, four payees
| Bill | Paid to | When |
|---|---|---|
| Exam fee | The testing vendor (Pearson VUE, PSI or Prometric) | At booking; Texas, Georgia, Illinois and North Carolina take payment at reservation |
| Fingerprints | The state's fingerprint vendor (IdentoGO, Live Scan, WebCheck) | Around the application, where required |
| License fee | The state, often through NIPR or Sircon | When you apply after passing |
| Pre-licensing course | An approved education provider | Before the exam, where required |
Fees by state
| State | Exam fee | License fee | Fingerprints | Source |
|---|---|---|---|---|
| Texas | $49 | $50 per license type | Required | Pearson VUE Texas insurance candidate handbook checked October 8, 2026 |
| Georgia | $67 | $100 + $20 processing | Required, after the Sircon application | Pearson VUE Georgia insurance candidate handbook checked October 8, 2026 |
| Florida | $44 | $50 application + $5 license ID | Required | Pearson VUE Florida insurance candidate handbook checked October 8, 2026 |
| Illinois | $92 per exam, incl. $50 state fee | — | — | Pearson VUE Illinois insurance candidate handbook checked October 8, 2026 |
| North Carolina | $45 per attempt | — | Required (Live Scan) | Pearson VUE North Carolina insurance candidate handbook checked October 8, 2026 |
| Pennsylvania | $55 | — | Required for new resident producers | PSI Pennsylvania insurance candidate information booklet checked October 8, 2026 |
| New York | $40 | $40 per year of a two-year license | Required | PSI New York insurance candidate bulletin (updated April 28, 2023) checked October 8, 2026 |
| California | $55 | $188 application | Required, after passing (CDI notice, checked October 8, 2026) | California Department of Insurance, licensing fees checked October 8, 2026 |
| Ohio | $49 | $10 per line | Required ($72.25 at a PSI center) | PSI Ohio insurance candidate information bulletin checked October 8, 2026 |
| New Jersey | $38 | $150 per 2 years | — | PSI New Jersey insurance producer bulletin checked October 8, 2026 |
| Michigan | $41 | — | — | PSI Michigan insurance candidate information bulletin checked October 8, 2026 |
Two states, added up
WorksheetWorked example
Exam plus license fee on a first attempt
- California
- PSI exam $55; CDI application $188
- Georgia
- Pearson VUE exam $67; license $100 + $20 processing
- California$55 + $188$243
- Georgia$67 + $100 + $20$187
Before courses, fingerprints and retakes$187–$243
Sources: California Department of Insurance fee page and Pearson VUE Georgia handbook. Both checked October 8, 2026. California also requires a 12-hour ethics and California Insurance Code course, due before the license is issued; Georgia requires a pre-licensing course taken within the last 12 months.
Costs that arrive later
- A retake is a new exam fee. North Carolina lists its $45 per attempt (Pearson VUE North Carolina handbook, checked October 8, 2026). Waiting periods are on the P&C exam retake rules page.
- Pre-licensing education where your state requires it, from none in Texas (TDI) to 200 hours in Florida (Florida DFS 2-20 requirements), both checked October 8, 2026. Course formats are on the P&C pre-licensing course page.
- An appointment before you sell for an insurer. California lists $32 for an Action Notice of Appointment (CDI fee page) and Texas $10 per additional appointment (TDI application page), checked October 8, 2026.
- Renewal: $188 in California, $150 every 2 years in New Jersey (NJ DOBI FAQ), $40 per year of a two-year license in New York (checked October 8, 2026). Continuing education is on the P&C license renewal and CE page.
- Florida's order: you apply to the Department of Financial Services and get exam authorization before you book, so the application fee comes first. The Florida 2-20 license page has the sequence.
Paying for the license
Does the exam fee include the license?
No. The vendor's fee pays for the sitting; the state charges its own application or license fee, after you pass, except in Florida, where the application comes before you book. Both are in the fee table above, checked October 8, 2026.
What does fingerprinting cost?
Ohio lists $72.25 for WebCheck fingerprinting at a PSI center (PSI Ohio bulletin, checked October 8, 2026). For the other states we checked, we could not confirm a fingerprint price from a primary source, so check your state's instructions before you book.
Where does the time go, compared with the money?
Pre-licensing hours and the application review set the calendar. The P&C licensing timeline page lays it out by state, and how to get a P&C license gives the steps in order.
Sources
- Pearson VUE Texas insurance candidate handbook · checked October 8, 2026
- Texas Department of Insurance, general lines P&C application — license fee, appointment fee, pre-licensing · checked October 8, 2026
- Pearson VUE Georgia insurance candidate handbook · checked October 8, 2026
- Pearson VUE Florida insurance candidate handbook · checked October 8, 2026
- Florida DFS, resident general lines (2-20) requirements — license fees, pre-licensing · checked October 8, 2026
- Pearson VUE Illinois insurance candidate handbook · checked October 8, 2026
- Pearson VUE North Carolina insurance candidate handbook · checked October 8, 2026
- PSI Pennsylvania insurance candidate information booklet · checked October 8, 2026
- PSI New York insurance candidate bulletin (updated April 28, 2023) · checked October 8, 2026
- California Department of Insurance, licensing fees — exam, application, renewal and appointment fees · checked October 8, 2026
- California Department of Insurance notice on AB 943 (November 10, 2025) — fingerprints after passing · checked October 8, 2026
- PSI Ohio insurance candidate information bulletin · checked October 8, 2026
- PSI New Jersey insurance producer bulletin · checked October 8, 2026
- New Jersey DOBI producer licensing FAQ — license fee · checked October 8, 2026
- PSI Michigan insurance candidate information bulletin · checked October 8, 2026